Arizona rule · Verified on November 1, 2026
Workers' compensation insurance
Required from the first employee, full- or part-time, minors and family members included. You must post the notice of coverage at the workplace. The employer pays the whole premium.
Who it applies to
Any business with at least one employee, part-time or family included.
Why
A.R.S. § 23-961; enforced by the Industrial Commission of Arizona (ICA).
If missed
Operating without coverage is a Class 6 felony, and the ICA can seek a court order closing the business until you obtain it.
When it is due
In force from today and for as long as you have employees. Renew the policy yearly with your carrier.
Example computed for a typical business. Your date depends on your answers.
Official source
Verified on November 1, 2026
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- ✓Annual report (ACC)
- ✓Publication of Articles (new LLC)
- ✓TPT license renewal
- ✓Trade name (DBA) renewal
- ✓FinCEN BOI report: you are exempt
- ✓E-Verify on every hire
- ✓New-hire report (20 days)
- ✓Minimum wage and paid sick time
- ✓Unemployment insurance (DES): registration and quarterly report
- ✓State withholding (ADOR): registration, quarterly A1-QRT and annual A1-R
- ✓Required ICA posters (minimum wage and paid sick time)
- ✓City business license or registration